MOTORCYCLE

Having motorcycle insurance coverage benefits you, your bike and others on the road.  Here is a brief explanation of some motorcycle insurance coverages.

LIABILITY INSURANCE

Bodily Injury and Property Damage Liability covers your legal liability for a covered accident that involves injury to another person or damage to someone's property, up to the limit of liability you select. If your limits are 25/50/25, this means:

• No more than $25,000 would be paid per person for Bodily Injury
• No more than $50,000 would be paid per accident for Bodily Injury
• No more than $25,000 would be paid per accident for Property Damage

COLLISION COVERAGE

Typically covers damages to your motorcycle that result from a collision with another object, which could include another car or motorcycle, a tree, or a building

COMPREHENSIVE COVERAGE

Pays for covered losses resulting from incidents other than collision - such as theft, fire or vandalism.

MEDICAL PAYMENTS

In most states you can select medical coverage for yourself and your passengers.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

Pays for injuries caused by an uninsured driver in a crash that is not your fault.

ATV

ATV insurance covers your four-wheeler and you when you are out on the trail. ATV insurance is a good idea because ATVs have a high theft rate and your homeowner's insurance may not cover your ATV if you ride it off your property or if you trailer your ATV to another location.

ATV coverage's are similar to those offered for motorcycle insura

RV'S & MOTORHOMES

Motorized recreational vehicles usually include motorhomes and. towable RVs, including: conventional travel trailers, fifth-wheel travel trailers, travel trailers with expandable ends, folding camper trailers and truck campers.

RV & Motorhome coverage is very similar to auto insurance coverage and usually have additional coverage options such as trip interruption, vacation liability, and roadside assistance.