In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....

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When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...

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If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...

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Your boat is an investment that gives you tons of fun all summer long. But come the cold weather months, you want to make sure it’s properly winterized before you store it, so it’s protected from weather and other...

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Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer...

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If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The...

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If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...

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Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...

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Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...

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It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....

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It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would...

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With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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Having a new puppy join your household can change your life. The snuggles and kisses make getting up in the middle of the night for potty breaks worth it, but in the whirlwind of change, it’s easy to forget some...

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A security camera can help protect your property against intruders or provide evidence in the event of a break-in. But with all the technology available today, it can be tough to figure out which smart security camera...

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If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...

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Grilling food is a fun pastime, and it’s ideal on those summer days when you don’t want to heat up the kitchen. But every year, there are accidents and home fires because people don’t grill safely. Follow these tips to...

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No one likes the thought of having pests in their home, whether they be rodents, cockroaches, ants, or any other common household pests. If pest activity is common in your area, it is important to take steps to prevent...

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You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order...

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Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew...

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Spring is a common time for people to take on all of the cleaning tasks that they put off during the winter. With the weather getting warmer, it's the perfect time to tackle jobs both inside and outside your home. While...

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You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from,...

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If you're like most people, you like to keep your home at a comfortable temperature throughout the year. However, running your heater or air conditioner constantly uses a lot of energy, and your electric and gas bills...

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Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know...

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Smoke and carbon monoxide detectors are essential for any home, so you should ensure that your house is equipped with them. You should have detectors in the main living areas on each floor, including in every bedroom...

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No one likes to think about the possibility of a fire in their home, but this is one situation where it definitely pays to be prepared. This is especially true if you have children or pets in your home. Read on to learn...

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Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...

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When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and...

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In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character,...

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Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

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Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

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It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...

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Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...

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We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...

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What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...

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Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...

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It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...

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Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a...

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Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

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Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...

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If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...

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The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...

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Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not...

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Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to...

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There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How...

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Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.) The family part of family vacations, however, can make things a little complicated. You...

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With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip...

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April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”...

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Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful...

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Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were...

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Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other...

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Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....

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You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...

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Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

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5 Ways to De-Stress Your Life April is national stress awareness month. More than likely, you deal with stressors on a regular basis. Most of us deal with stress on a daily basis. It is important that you find ways to...

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Top Distractions for Drivers Every day, accidents are caused by distracted drivers. It seems routine to police officers to arrive at the scene of an accident and hear some story about how the driver was distracted at...

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Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Florida, you may own much more...

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4 Little-Known Insurance Facts Insurance, especially auto insurance, is a tangled web of confusion for most people. Far more concerned with their own professions and interests, most people are content purchasing their...

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Insuring Mom's Jewels for Mother's Day If you're old enough to be reading this post than you're probably old enough to be beyond making a Mother's Day card with crayons and construction paper. She would probably still...

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Boating Safety Tips As you pull your boat out of storage and dust it off for the upcoming boating season, it is important that you also brush up on your safety tips. There's nothing better than taking the family out for...

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3 Auto Insurance Myths As you are shopping for car insurance it can be hard to know who you can trust. When people find out that you are looking for insurance, they will probably have some "great" advice to give you,...

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National Drowsy Driver Awareness Day We all have heard how dangerous it is to drive drunk. Although it is very important to stay away from the wheel when you have been drinking, it is also very important that you stay...

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What to do When You Witness a Car Crash Witnessing a car crash can be an unfamiliar and foreign event for many people. Understanding what to do after witnessing a car wreck can help the observer be the most help to both...

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National Umbrella Month: Umbrella Insurance March is National Umbrella Month. Thomas Edward Knibb declared it so to celebrate the invention of one of the "most versatile and underrated inventions of the human race." The...

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5 Tips to Prepare for a Natural Disaster Natural disasters happen every day, and often without warning. The type of disaster is often common to the area, i.e. earthquakes in California, hurricanes in Florida, Tornadoes...

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What to Do After Your Car is Stolen Okay, so your car has been stolen. It's not where you left it. You went right to where you parked it before, but it's no longer there. You wonder vaguely if it's been towed, but that...

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Feb. 11, 2013 Kindling Your Relationship, Not a Kitchen Fire Valentine's Day is only a few days away. Your excitement is building, because this evening is going to be perfect. You're cooking a delicious three course...

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Feb. 5, 2013 Improving Your Gas Mileage in 2013 If you asked any of your family and friends if they enjoy paying ridiculous amounts of money to fill their gas tanks every month, you can probably guess what their answer...

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Setting a New Year goal or resolution has become a tradition as the commencement of a new year allows people to reflect on the past while they ponder the future. This often leads to the setting of goals designed to...

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Healthy Eating Habits Eating healthy doesn't have to be difficult, time consuming or even expensive. Many people are afraid of eating properly because they do not understand how they can make it easier on themselves....

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Be Safe This New Years! This New Year's Eve, please make the effort to be as safe as you possibly can while you are out. New Year's Eve has a very high rate of accidents and fatalities alike, due to the amount of...

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Car Rentals: What You Need to Know If you are travelling anywhere in the near future, you may end up renting a car in order to get around. Renting a car is a very good short term option for people who are only planning...

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Holiday Decoration Safety Tips The holiday season is here! There is a lot to do and a lot to look forward too as we approach the celebrations ahead. For many people, decorating is one of their favorite traditions- with...

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Remembering Your Thanksgiving Holiday When you think back on your Thanksgiving, memories of good food, friends and family may be a prominent part of the holiday. There are many people that forget to remember the history...

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Its National Safe Toys and Gift Month! The holidays have kicked off, and Christmas is coming up quickly. Over the next month, parents will be buying millions of toys for the kids in order top make the Christmas exciting...

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Defensive Driving Have you ever been in your car driving down the street and you just had an uneasy feeling about the car in the lane next to you? For whatever reason you cannot seem to get comfortable while they are...

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Disability Insurance While some people hiss or moan when they even hear the word insurance or insurance company, the service provided by the concept of insurance and by insurance companies is vital to the needs of...

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Are You Ready to Buy a House? Homeownership is widely considered one of the hallmarks of the American Dream. The ceremonial key presentation from a realtor to a new homeowner is often a joyous and commemorated event....

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How to Prepare for a Power Outage A power outage can strike at any time. There are so many different causes of power outages that it is wise to be prepared for an outage so you can react properly and keep your household...

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What are Some Common Causes of House Fires? House fires do millions of dollars in damages every year across the United States. While this is a tough situation for anyone to go through, the fact of the matter is that...

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MADD Credit for picture: www.madd.org At about 5 p.m., Julia ran her minivan into an oncoming car, when her impaired vision kept her from realizing she was drifting into oncoming traffic. She died in the crash, taking...

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Boating Safety Tips Many people find that recreation on the water can be fun and exciting as well as peaceful and relaxing. Whatever your reason for going out on a lake, river or even the ocean while recreating it is...

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Will Saying "I do" Effect my Insurance Premiums? Often lost in the matrimonial bliss is the real world complications that are associated with, as John Wayne would say, hitching your wagon with another's. When a couple...

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